In-store and eCommerce solutions for retailers
Not yet claimed
- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 1 store, 2 to 10 stores
Financing, payments and protection
Consumer financing, lease-to-own, buy-now-pay-later, payments, protection plans and warranties.
36 products · Read the buyer's guide
Showing 1-24 of 36 products
Unified payments online and in person
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 2 to 10 stores, 11 to 50 stores, 50 or more stores
Buy-now-pay-later financing at checkout
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Protection plans for phones, electronics, appliances and furniture
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Lease-to-own
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 1 store, 2 to 10 stores
Private-label and co-brand credit cards
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Second-look private-label credit card programs
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
High-ticket payment processing
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Transaction fee
- Serves
- 1 store, 2 to 10 stores
Product protection (accidental damage, failure)
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Online lease-to-own storefront
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Financing application automation (in store or at home)
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Subscription
- Serves
- 1 store, 2 to 10 stores
Second-look retail credit card programs
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Point-of-sale furniture protection plans (indoor and outdoor)
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 1 store, 2 to 10 stores
5-year furniture protection plans: single-category (leather, fabric, mattress, case goods) and comprehensive (Gold, Elite)
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 1 store, 2 to 10 stores
Card and ACH processing
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Transaction fee
60-second application
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Katapult Pay virtual card
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Loans issued by The Bank of Missouri and serviced by Koalafi
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Other
Multi-lender waterfall (Primary, Near Prime, Sub Prime)
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
Furniture protection plans (pooled risk, captive/reinsurance, self-insured)
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- 1 store, 2 to 10 stores
Retailer protection-plan programs
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Other
Private-label extended service plans
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- Manufacturers
Extended warranty and service contract programs
Not yet claimed- Starting price
- Quote basedFrom the vendor
- Pricing model
- Quote based
- Serves
- Manufacturers
Gateway and processing for high-ticket sales
Not yet claimed- Starting price
- Ask the vendorFrom the vendor
- Pricing model
- Transaction fee
- Serves
- 1 store, 2 to 10 stores
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Buyer's guide: Financing, payments and protection
Last reviewed
What it is
Companies that let your customers pay over time: store credit cards, installment loans and lease-to-own. They pay you up front and take on the customer's payments, in return for a fee.
What to look for
- Approval rates for customers with prime, near-prime and weaker credit
- The fee the store pays on each sale, shown as a percentage of the sale
- How fast you get paid after delivery
- Whether one application can reach several lenders
- Plain disclosure for customers, so the store is not blamed for the terms
Questions to ask a vendor
- What is the merchant fee, and does it change with the customer's credit tier?
- How many days from delivery to funds in our bank account?
- What happens when a customer returns the item or the delivery fails?
- Which POS systems connect so staff do not retype applications?
- Do you offer any exclusivity requirements or minimum volumes?
How pricing usually works
Paid by the store as a fee on each financed sale. The fee varies with the program and the customer's credit tier, and promotional-rate offers can add a buy-down cost. Customers pay interest or lease charges. Compare the fee per approved sale, not only the headline rate.